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FacWorld Report - December 2002
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Multi-Million Verdicts and Impact on Excess Liability Business
The mid- and late 1990s brought another wave of inflated jury verdicts in the US. With this trend of drastic increases in award amounts continuing at present, a lot of questions have been asked as to what particular effects this would generate for liability insurance. This article discusses issues such as loss development, deficiency of premium rates and impact on excess insurance as compared to primary. Examples of the most generous awards are shown for some of the states.
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Flood Disasters - Harbingers of Climate Change?
This publication presents a detailed analysis of the floods which took place in Central Europe earlier this year. Those events added to discussion of potential challenges that climate change could pose for insurers. The authors anticipate an increase in severity of natural disasters in the future and therefore greater demand for natural perils covers.
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When Errors Occur in a Reinsurance Relationship
A legal study of purposes, wording and interpretation of one of the most common clauses of reinsurance agreements from LeBoeuf, Lamb, Greene & MacRae, L.L.P.
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A Ticking Timebomb?
European corporations and insurers used to dispense with D&O liability insurance in the past, but this is no longer the case. Factors such as the spread of "equity culture", increased institutional investments, international mergers and aquisitions, etc. and claims which they triggered, made D&O insurance buyers and providers re-assess both the market and product itself. These contributing factors are examined in the following publication.
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Europe: Changes in Health Care and Effect on Risk Management and Malpractice Insurance
This article's subject is one of the issues most talked about in Europe these days. As European health care moving towards privatization, the regulators, insurers and policyholders are trying to envisage possible effects of this move. More Medical Malpractice incidents and increased litigiousness are among the features of the future environment.
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Pollution
Pollution Litigation Review has been updated. Check out FacWorld's Pollution Homepage.
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